Cost of Living: Dayton, OH vs Richardson, TX (2026)

Dayton

Ohio
50
VS

Richardson

Texas
128

Dayton is 61% cheaper than Richardson.

$866/mo ↓ 53%
Median Rent
$1,825/mo ↑ 111%
$43,454/yr ↓ 55%
Median Income
$96,257/yr ↑ 122%
$93,200 ↓ 77%
Home Value
$405,600 ↑ 335%
$833/mo ↓ 54%
Owner Costs
$1,796/mo ↑ 116%
136,741
Population
118,269

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

23.9%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Dayton, OH and Richardson, TX, the overall cost of living indices are 50 and 128 respectively (national median = 100). Rent is $959/month cheaper in Dayton, saving renters about $11,508/year.

Median household income is $52,803/year higher in Richardson. Home values also differ significantly — the median in Dayton is $93,200 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Dayton vs Richardson — common questions

Is Dayton or Richardson cheaper to live in?
Based on our cost index, Dayton is cheaper to live in with an index of 50 compared to 128 (US average = 100).
What is the rent difference between Dayton and Richardson?
Median rent in Dayton is $866/month and in Richardson it's $1,825/month — a difference of $959/month.
Which city has higher income, Dayton or Richardson?
Median household income is $43,454 in Dayton and $96,257 in Richardson. Median household income is $52,803/year higher in Richardson.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Dayton or Richardson?
It depends on your priorities. Dayton has a cost index of 50 with median rent of $866/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Dayton details → View Richardson details →

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