Cost of Living: Denver, CO vs Garland, TX (2026)

Denver

Colorado
147
VS

Garland

Texas
96

Denver is 53% more expensive than Garland.

$1,770/mo ↑ 16%
Median Rent
$1,525/mo ↓ 14%
$91,681/yr ↑ 23%
Median Income
$74,717/yr ↓ 19%
$586,700 ↑ 136%
Home Value
$248,900 ↓ 58%
$1,839/mo ↑ 27%
Owner Costs
$1,445/mo ↓ 21%
713,734
Population
245,298

Tax Comparison

4.4%
Income Tax
0%
2.9%
State Sales Tax
6.25%
0.51%
Property Tax
1.6%

Affordability

23.2%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Denver, CO and Garland, TX, the overall cost of living indices are 147 and 96 respectively (national median = 100). Rent is $245/month cheaper in Garland, saving renters about $2,940/year.

Median household income is $16,964/year higher in Denver. Home values also differ significantly — the median in Denver is $586,700 compared to $248,900 in Garland.

Texas has no state income tax, giving Garland residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Denver vs Garland — common questions

Is Denver or Garland cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 147 (US average = 100).
What is the rent difference between Denver and Garland?
Median rent in Denver is $1,770/month and in Garland it's $1,525/month — a difference of $245/month.
Which city has higher income, Denver or Garland?
Median household income is $91,681 in Denver and $74,717 in Garland. Median household income is $16,964/year higher in Denver.
How do taxes compare between Colorado and Texas?
Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Denver or Garland?
It depends on your priorities. Denver has a cost index of 147 with median rent of $1,770/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Denver details → View Garland details →

More Comparisons

Other cost of living comparisons for Denver and Garland

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