Cost of Living: Denver, CO vs Santa Maria, CA (2026)

Denver

Colorado
147
VS

Santa Maria

California
137

Denver is 7% more expensive than Santa Maria.

$1,770/mo ↓ 4%
Median Rent
$1,842/mo ↑ 4%
$91,681/yr ↑ 8%
Median Income
$84,617/yr ↓ 8%
$586,700 ↑ 23%
Home Value
$478,200 ↓ 18%
$1,839/mo ↑ 3%
Owner Costs
$1,789/mo ↓ 3%
713,734
Population
109,880

Tax Comparison

4.4%
Income Tax
13.3%
2.9%
State Sales Tax
7.25%
0.51%
Property Tax
0.71%

Affordability

23.2%
rent-to-income
Affordability
26.1%
rent-to-income

Detailed Comparison

When comparing Denver, CO and Santa Maria, CA, the overall cost of living indices are 147 and 137 respectively (national median = 100). Rent is $72/month cheaper in Denver, saving renters about $864/year.

Median household income is $7,064/year higher in Denver. Home values also differ significantly — the median in Denver is $586,700 compared to $478,200 in Santa Maria.

Colorado has a lower income tax rate, making Denver slightly more tax-friendly.

Frequently Asked Questions

Denver vs Santa Maria — common questions

Is Denver or Santa Maria cheaper to live in?
Based on our cost index, Santa Maria is cheaper to live in with an index of 137 compared to 147 (US average = 100).
What is the rent difference between Denver and Santa Maria?
Median rent in Denver is $1,770/month and in Santa Maria it's $1,842/month — a difference of $72/month.
Which city has higher income, Denver or Santa Maria?
Median household income is $91,681 in Denver and $84,617 in Santa Maria. Median household income is $7,064/year higher in Denver.
How do taxes compare between Colorado and California?
Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Denver or Santa Maria?
It depends on your priorities. Denver has a cost index of 147 with median rent of $1,770/mo, while Santa Maria has a cost index of 137 with rent of $1,842/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Denver details → View Santa Maria details →

More Comparisons

Other cost of living comparisons for Denver and Santa Maria

Denver vs. Seattle Denver vs. Oklahoma City Denver vs. San Francisco Denver vs. Nashville Denver vs. Indianapolis Denver vs. El Paso Santa Maria vs. Ventura Santa Maria vs. Sugar Land Santa Maria vs. Temecula Santa Maria vs. Greeley Santa Maria vs. Costa Mesa Santa Maria vs. South Fulton