Cost of Living: Denver, CO vs Springfield, MA (2026)

Denver

Colorado
147
VS

Springfield

Massachusetts
79

Denver is 86% more expensive than Springfield.

$1,770/mo ↑ 59%
Median Rent
$1,114/mo ↓ 37%
$91,681/yr ↑ 79%
Median Income
$51,339/yr ↓ 44%
$586,700 ↑ 163%
Home Value
$222,700 ↓ 62%
$1,839/mo ↑ 44%
Owner Costs
$1,276/mo ↓ 31%
713,734
Population
154,751

Tax Comparison

4.4%
Income Tax
9.0%
2.9%
State Sales Tax
6.25%
0.51%
Property Tax
1.15%

Affordability

23.2%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Denver, CO and Springfield, MA, the overall cost of living indices are 147 and 79 respectively (national median = 100). Rent is $656/month cheaper in Springfield, saving renters about $7,872/year.

Median household income is $40,342/year higher in Denver. Home values also differ significantly — the median in Denver is $586,700 compared to $222,700 in Springfield.

Colorado has a lower income tax rate, making Denver slightly more tax-friendly.

Frequently Asked Questions

Denver vs Springfield — common questions

Is Denver or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 147 (US average = 100).
What is the rent difference between Denver and Springfield?
Median rent in Denver is $1,770/month and in Springfield it's $1,114/month — a difference of $656/month.
Which city has higher income, Denver or Springfield?
Median household income is $91,681 in Denver and $51,339 in Springfield. Median household income is $40,342/year higher in Denver.
How do taxes compare between Colorado and Massachusetts?
Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Denver or Springfield?
It depends on your priorities. Denver has a cost index of 147 with median rent of $1,770/mo, while Springfield has a cost index of 79 with rent of $1,114/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Denver details → View Springfield details →

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