Cost of Living: Detroit, MI vs McKinney, TX (2026)

Detroit

Michigan
53
VS

McKinney

Texas
138

Detroit is 62% cheaper than McKinney.

$1,034/mo ↓ 44%
Median Rent
$1,841/mo ↑ 78%
$39,575/yr ↓ 67%
Median Income
$120,273/yr ↑ 204%
$76,800 ↓ 83%
Home Value
$439,500 ↑ 472%
$868/mo ↓ 59%
Owner Costs
$2,101/mo ↑ 142%
636,644
Population
202,314

Tax Comparison

4.25%
Income Tax
0%
6.0%
State Sales Tax
6.25%
1.38%
Property Tax
1.6%

Affordability

31.4%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Detroit, MI and McKinney, TX, the overall cost of living indices are 53 and 138 respectively (national median = 100). Rent is $807/month cheaper in Detroit, saving renters about $9,684/year.

Median household income is $80,698/year higher in McKinney. Home values also differ significantly — the median in Detroit is $76,800 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Michigan's 4.25% rate.

Frequently Asked Questions

Detroit vs McKinney — common questions

Is Detroit or McKinney cheaper to live in?
Based on our cost index, Detroit is cheaper to live in with an index of 53 compared to 138 (US average = 100).
What is the rent difference between Detroit and McKinney?
Median rent in Detroit is $1,034/month and in McKinney it's $1,841/month — a difference of $807/month.
Which city has higher income, Detroit or McKinney?
Median household income is $39,575 in Detroit and $120,273 in McKinney. Median household income is $80,698/year higher in McKinney.
How do taxes compare between Michigan and Texas?
Michigan has 4.25% income tax, 6.0% sales tax, and 1.38% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Detroit or McKinney?
It depends on your priorities. Detroit has a cost index of 53 with median rent of $1,034/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Detroit details → View McKinney details →

More Comparisons

Other cost of living comparisons for Detroit and McKinney

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