Cost of Living: Downey, CA vs Santa Maria, CA (2026)

Downey

California
169
VS

Santa Maria

California
137

Downey is 23% more expensive than Santa Maria.

$1,892/mo ↑ 3%
Median Rent
$1,842/mo ↓ 3%
$87,400/yr ↑ 3%
Median Income
$84,617/yr ↓ 3%
$728,500 ↑ 52%
Home Value
$478,200 ↓ 34%
$1,997/mo ↑ 12%
Owner Costs
$1,789/mo ↓ 10%
111,793
Population
109,880

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

26.0%
rent-to-income
Affordability
26.1%
rent-to-income

Detailed Comparison

When comparing Downey, CA and Santa Maria, CA, the overall cost of living indices are 169 and 137 respectively (national median = 100). Rent is $50/month cheaper in Santa Maria, saving renters about $600/year.

Median household income is $2,783/year higher in Downey. Home values also differ significantly — the median in Downey is $728,500 compared to $478,200 in Santa Maria.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Downey vs Santa Maria — common questions

Is Downey or Santa Maria cheaper to live in?
Based on our cost index, Santa Maria is cheaper to live in with an index of 137 compared to 169 (US average = 100).
What is the rent difference between Downey and Santa Maria?
Median rent in Downey is $1,892/month and in Santa Maria it's $1,842/month — a difference of $50/month.
Which city has higher income, Downey or Santa Maria?
Median household income is $87,400 in Downey and $84,617 in Santa Maria. Median household income is $2,783/year higher in Downey.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Downey or Santa Maria?
It depends on your priorities. Downey has a cost index of 169 with median rent of $1,892/mo, while Santa Maria has a cost index of 137 with rent of $1,842/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Downey details → View Santa Maria details →

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