Cost of Living: El Paso, TX vs Garland, TX (2026)

El Paso

Texas
67
VS

Garland

Texas
96

El Paso is 30% cheaper than Garland.

$1,041/mo ↓ 32%
Median Rent
$1,525/mo ↑ 46%
$58,734/yr ↓ 21%
Median Income
$74,717/yr ↑ 27%
$171,700 ↓ 31%
Home Value
$248,900 ↑ 45%
$1,044/mo ↓ 28%
Owner Costs
$1,445/mo ↑ 38%
678,147
Population
245,298

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

21.3%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing El Paso, TX and Garland, TX, the overall cost of living indices are 67 and 96 respectively (national median = 100). Rent is $484/month cheaper in El Paso, saving renters about $5,808/year.

Median household income is $15,983/year higher in Garland. Home values also differ significantly — the median in El Paso is $171,700 compared to $248,900 in Garland.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

El Paso vs Garland — common questions

Is El Paso or Garland cheaper to live in?
Based on our cost index, El Paso is cheaper to live in with an index of 67 compared to 96 (US average = 100).
What is the rent difference between El Paso and Garland?
Median rent in El Paso is $1,041/month and in Garland it's $1,525/month — a difference of $484/month.
Which city has higher income, El Paso or Garland?
Median household income is $58,734 in El Paso and $74,717 in Garland. Median household income is $15,983/year higher in Garland.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to El Paso or Garland?
It depends on your priorities. El Paso has a cost index of 67 with median rent of $1,041/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View El Paso details → View Garland details →

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