Cost of Living: El Paso, TX vs Jersey City, NJ (2026)

El Paso

Texas
67
VS

Jersey City

New Jersey
148

El Paso is 55% cheaper than Jersey City.

$1,041/mo ↓ 45%
Median Rent
$1,902/mo ↑ 83%
$58,734/yr ↓ 38%
Median Income
$94,813/yr ↑ 61%
$171,700 ↓ 68%
Home Value
$534,500 ↑ 211%
$1,044/mo ↓ 48%
Owner Costs
$2,006/mo ↑ 92%
678,147
Population
289,691

Tax Comparison

0%
Income Tax
10.75%
6.25%
State Sales Tax
6.625%
1.6%
Property Tax
2.23%

Affordability

21.3%
rent-to-income
Affordability
24.1%
rent-to-income

Detailed Comparison

When comparing El Paso, TX and Jersey City, NJ, the overall cost of living indices are 67 and 148 respectively (national median = 100). Rent is $861/month cheaper in El Paso, saving renters about $10,332/year.

Median household income is $36,079/year higher in Jersey City. Home values also differ significantly — the median in El Paso is $171,700 compared to $534,500 in Jersey City.

Texas has no state income tax, giving El Paso residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

El Paso vs Jersey City — common questions

Is El Paso or Jersey City cheaper to live in?
Based on our cost index, El Paso is cheaper to live in with an index of 67 compared to 148 (US average = 100).
What is the rent difference between El Paso and Jersey City?
Median rent in El Paso is $1,041/month and in Jersey City it's $1,902/month — a difference of $861/month.
Which city has higher income, El Paso or Jersey City?
Median household income is $58,734 in El Paso and $94,813 in Jersey City. Median household income is $36,079/year higher in Jersey City.
How do taxes compare between Texas and New Jersey?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax.
Should I move to El Paso or Jersey City?
It depends on your priorities. El Paso has a cost index of 67 with median rent of $1,041/mo, while Jersey City has a cost index of 148 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View El Paso details → View Jersey City details →

More Comparisons

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