Cost of Living: El Paso, TX vs Montgomery, AL (2026)

El Paso

Texas
67
VS

Montgomery

Alabama
64

El Paso is 5% more expensive than Montgomery.

$1,041/mo ↓ 2%
Median Rent
$1,059/mo ↑ 2%
$58,734/yr ↑ 5%
Median Income
$55,687/yr ↓ 5%
$171,700 ↑ 16%
Home Value
$148,500 ↓ 14%
$1,044/mo ↑ 2%
Owner Costs
$1,023/mo ↓ 2%
678,147
Population
198,440

Tax Comparison

0%
Income Tax
5.0%
6.25%
State Sales Tax
4.0%
1.6%
Property Tax
0.41%

Affordability

21.3%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing El Paso, TX and Montgomery, AL, the overall cost of living indices are 67 and 64 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $3,047/year higher in El Paso. Home values also differ significantly — the median in El Paso is $171,700 compared to $148,500 in Montgomery.

Texas has no state income tax, giving El Paso residents a significant tax advantage over Alabama's 5.0% rate.

Frequently Asked Questions

El Paso vs Montgomery — common questions

Is El Paso or Montgomery cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 67 (US average = 100).
What is the rent difference between El Paso and Montgomery?
Median rent in El Paso is $1,041/month and in Montgomery it's $1,059/month — a difference of $18/month.
Which city has higher income, El Paso or Montgomery?
Median household income is $58,734 in El Paso and $55,687 in Montgomery. Median household income is $3,047/year higher in El Paso.
How do taxes compare between Texas and Alabama?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax.
Should I move to El Paso or Montgomery?
It depends on your priorities. El Paso has a cost index of 67 with median rent of $1,041/mo, while Montgomery has a cost index of 64 with rent of $1,059/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View El Paso details → View Montgomery details →

More Comparisons

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