Cost of Living: Elgin, IL vs Greeley, CO (2026)

Elgin

Illinois
90
VS

Greeley

Colorado
103

Elgin is 13% cheaper than Greeley.

$1,260/mo ↓ 5%
Median Rent
$1,333/mo ↑ 6%
$88,316/yr ↑ 29%
Median Income
$68,650/yr ↓ 22%
$252,400 ↓ 32%
Home Value
$369,600 ↑ 46%
$1,502/mo ↑ 8%
Owner Costs
$1,387/mo ↓ 8%
114,106
Population
109,421

Tax Comparison

4.95%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
2.07%
Property Tax
0.51%

Affordability

17.1%
rent-to-income
Affordability
23.3%
rent-to-income

Detailed Comparison

When comparing Elgin, IL and Greeley, CO, the overall cost of living indices are 90 and 103 respectively (national median = 100). Rent is $73/month cheaper in Elgin, saving renters about $876/year.

Median household income is $19,666/year higher in Elgin. Home values also differ significantly — the median in Elgin is $252,400 compared to $369,600 in Greeley.

Colorado has a lower income tax rate, making Greeley slightly more tax-friendly.

Frequently Asked Questions

Elgin vs Greeley — common questions

Is Elgin or Greeley cheaper to live in?
Based on our cost index, Elgin is cheaper to live in with an index of 90 compared to 103 (US average = 100).
What is the rent difference between Elgin and Greeley?
Median rent in Elgin is $1,260/month and in Greeley it's $1,333/month — a difference of $73/month.
Which city has higher income, Elgin or Greeley?
Median household income is $88,316 in Elgin and $68,650 in Greeley. Median household income is $19,666/year higher in Elgin.
How do taxes compare between Illinois and Colorado?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Elgin or Greeley?
It depends on your priorities. Elgin has a cost index of 90 with median rent of $1,260/mo, while Greeley has a cost index of 103 with rent of $1,333/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Elgin details → View Greeley details →

More Comparisons

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