Cost of Living: Elgin, IL vs Pueblo, CO (2026)

Elgin

Illinois
90
VS

Pueblo

Colorado
72

Elgin is 25% more expensive than Pueblo.

$1,260/mo ↑ 24%
Median Rent
$1,020/mo ↓ 19%
$88,316/yr ↑ 60%
Median Income
$55,305/yr ↓ 37%
$252,400 ↑ 9%
Home Value
$230,900 ↓ 9%
$1,502/mo ↑ 49%
Owner Costs
$1,011/mo ↓ 33%
114,106
Population
111,514

Tax Comparison

4.95%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
2.07%
Property Tax
0.51%

Affordability

17.1%
rent-to-income
Affordability
22.1%
rent-to-income

Detailed Comparison

When comparing Elgin, IL and Pueblo, CO, the overall cost of living indices are 90 and 72 respectively (national median = 100). Rent is $240/month cheaper in Pueblo, saving renters about $2,880/year.

Median household income is $33,011/year higher in Elgin. Home values also differ significantly — the median in Elgin is $252,400 compared to $230,900 in Pueblo.

Colorado has a lower income tax rate, making Pueblo slightly more tax-friendly.

Frequently Asked Questions

Elgin vs Pueblo — common questions

Is Elgin or Pueblo cheaper to live in?
Based on our cost index, Pueblo is cheaper to live in with an index of 72 compared to 90 (US average = 100).
What is the rent difference between Elgin and Pueblo?
Median rent in Elgin is $1,260/month and in Pueblo it's $1,020/month — a difference of $240/month.
Which city has higher income, Elgin or Pueblo?
Median household income is $88,316 in Elgin and $55,305 in Pueblo. Median household income is $33,011/year higher in Elgin.
How do taxes compare between Illinois and Colorado?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Elgin or Pueblo?
It depends on your priorities. Elgin has a cost index of 90 with median rent of $1,260/mo, while Pueblo has a cost index of 72 with rent of $1,020/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Elgin details → View Pueblo details →

More Comparisons

Other cost of living comparisons for Elgin and Pueblo

Elgin vs. Provo Elgin vs. Odessa Elgin vs. Waterbury Elgin vs. Springfield Elgin vs. Carlsbad Elgin vs. Beaumont Pueblo vs. Murrieta Pueblo vs. Miami Gardens Pueblo vs. Downey Pueblo vs. Everett Pueblo vs. Peoria Pueblo vs. Costa Mesa