Cost of Living: Fargo, ND vs Miami Gardens, FL (2026)

Fargo

North Dakota
73
VS

Miami Gardens

Florida
115

Fargo is 37% cheaper than Miami Gardens.

$916/mo ↓ 46%
Median Rent
$1,709/mo ↑ 87%
$66,029/yr ↑ 8%
Median Income
$60,979/yr ↓ 8%
$269,800 ↓ 20%
Home Value
$337,200 ↑ 25%
$997/mo ↓ 39%
Owner Costs
$1,640/mo ↑ 64%
129,064
Population
111,264

Tax Comparison

2.5%
Income Tax
0%
5.0%
State Sales Tax
6.0%
0.98%
Property Tax
0.86%

Affordability

16.6%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing Fargo, ND and Miami Gardens, FL, the overall cost of living indices are 73 and 115 respectively (national median = 100). Rent is $793/month cheaper in Fargo, saving renters about $9,516/year.

Median household income is $5,050/year higher in Fargo. Home values also differ significantly — the median in Fargo is $269,800 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over North Dakota's 2.5% rate.

Frequently Asked Questions

Fargo vs Miami Gardens — common questions

Is Fargo or Miami Gardens cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 115 (US average = 100).
What is the rent difference between Fargo and Miami Gardens?
Median rent in Fargo is $916/month and in Miami Gardens it's $1,709/month — a difference of $793/month.
Which city has higher income, Fargo or Miami Gardens?
Median household income is $66,029 in Fargo and $60,979 in Miami Gardens. Median household income is $5,050/year higher in Fargo.
How do taxes compare between North Dakota and Florida?
North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Fargo or Miami Gardens?
It depends on your priorities. Fargo has a cost index of 73 with median rent of $916/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fargo details → View Miami Gardens details →

More Comparisons

Other cost of living comparisons for Fargo and Miami Gardens

Fargo vs. Santa Clara Fargo vs. Norman Fargo vs. Carrollton Fargo vs. Lewisville Fargo vs. New Haven Fargo vs. Lehigh Acres Miami Gardens vs. Pueblo Miami Gardens vs. Everett Miami Gardens vs. Murrieta Miami Gardens vs. Costa Mesa Miami Gardens vs. Downey Miami Gardens vs. Temecula