Cost of Living: Fargo, ND vs Round Rock, TX (2026)

Fargo

North Dakota
73
VS

Round Rock

Texas
122

Fargo is 40% cheaper than Round Rock.

$916/mo ↓ 47%
Median Rent
$1,713/mo ↑ 87%
$66,029/yr ↓ 32%
Median Income
$97,187/yr ↑ 47%
$269,800 ↓ 30%
Home Value
$383,700 ↑ 42%
$997/mo ↓ 44%
Owner Costs
$1,781/mo ↑ 79%
129,064
Population
124,288

Tax Comparison

2.5%
Income Tax
0%
5.0%
State Sales Tax
6.25%
0.98%
Property Tax
1.6%

Affordability

16.6%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Fargo, ND and Round Rock, TX, the overall cost of living indices are 73 and 122 respectively (national median = 100). Rent is $797/month cheaper in Fargo, saving renters about $9,564/year.

Median household income is $31,158/year higher in Round Rock. Home values also differ significantly — the median in Fargo is $269,800 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over North Dakota's 2.5% rate.

Frequently Asked Questions

Fargo vs Round Rock — common questions

Is Fargo or Round Rock cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 122 (US average = 100).
What is the rent difference between Fargo and Round Rock?
Median rent in Fargo is $916/month and in Round Rock it's $1,713/month — a difference of $797/month.
Which city has higher income, Fargo or Round Rock?
Median household income is $66,029 in Fargo and $97,187 in Round Rock. Median household income is $31,158/year higher in Round Rock.
How do taxes compare between North Dakota and Texas?
North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fargo or Round Rock?
It depends on your priorities. Fargo has a cost index of 73 with median rent of $916/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fargo details → View Round Rock details →

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