Cost of Living: Fargo, ND vs Santa Maria, CA (2026)

Fargo

North Dakota
73
VS

Santa Maria

California
137

Fargo is 47% cheaper than Santa Maria.

$916/mo ↓ 50%
Median Rent
$1,842/mo ↑ 101%
$66,029/yr ↓ 22%
Median Income
$84,617/yr ↑ 28%
$269,800 ↓ 44%
Home Value
$478,200 ↑ 77%
$997/mo ↓ 44%
Owner Costs
$1,789/mo ↑ 79%
129,064
Population
109,880

Tax Comparison

2.5%
Income Tax
13.3%
5.0%
State Sales Tax
7.25%
0.98%
Property Tax
0.71%

Affordability

16.6%
rent-to-income
Affordability
26.1%
rent-to-income

Detailed Comparison

When comparing Fargo, ND and Santa Maria, CA, the overall cost of living indices are 73 and 137 respectively (national median = 100). Rent is $926/month cheaper in Fargo, saving renters about $11,112/year.

Median household income is $18,588/year higher in Santa Maria. Home values also differ significantly — the median in Fargo is $269,800 compared to $478,200 in Santa Maria.

North Dakota has a lower income tax rate, making Fargo slightly more tax-friendly.

Frequently Asked Questions

Fargo vs Santa Maria — common questions

Is Fargo or Santa Maria cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 137 (US average = 100).
What is the rent difference between Fargo and Santa Maria?
Median rent in Fargo is $916/month and in Santa Maria it's $1,842/month — a difference of $926/month.
Which city has higher income, Fargo or Santa Maria?
Median household income is $66,029 in Fargo and $84,617 in Santa Maria. Median household income is $18,588/year higher in Santa Maria.
How do taxes compare between North Dakota and California?
North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Fargo or Santa Maria?
It depends on your priorities. Fargo has a cost index of 73 with median rent of $916/mo, while Santa Maria has a cost index of 137 with rent of $1,842/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fargo details → View Santa Maria details →

More Comparisons

Other cost of living comparisons for Fargo and Santa Maria

Fargo vs. Santa Clara Fargo vs. Norman Fargo vs. Carrollton Fargo vs. Lewisville Fargo vs. New Haven Fargo vs. Lehigh Acres Santa Maria vs. Ventura Santa Maria vs. Sugar Land Santa Maria vs. Temecula Santa Maria vs. Greeley Santa Maria vs. Costa Mesa Santa Maria vs. South Fulton