Cost of Living: Fargo, ND vs Westminster, CO (2026)

Fargo

North Dakota
73
VS

Westminster

Colorado
139

Fargo is 47% cheaper than Westminster.

$916/mo ↓ 50%
Median Rent
$1,816/mo ↑ 98%
$66,029/yr ↓ 31%
Median Income
$96,145/yr ↑ 46%
$269,800 ↓ 46%
Home Value
$497,400 ↑ 84%
$997/mo ↓ 46%
Owner Costs
$1,841/mo ↑ 85%
129,064
Population
115,546

Tax Comparison

2.5%
Income Tax
4.4%
5.0%
State Sales Tax
2.9%
0.98%
Property Tax
0.51%

Affordability

16.6%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Fargo, ND and Westminster, CO, the overall cost of living indices are 73 and 139 respectively (national median = 100). Rent is $900/month cheaper in Fargo, saving renters about $10,800/year.

Median household income is $30,116/year higher in Westminster. Home values also differ significantly — the median in Fargo is $269,800 compared to $497,400 in Westminster.

North Dakota has a lower income tax rate, making Fargo slightly more tax-friendly.

Frequently Asked Questions

Fargo vs Westminster — common questions

Is Fargo or Westminster cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 139 (US average = 100).
What is the rent difference between Fargo and Westminster?
Median rent in Fargo is $916/month and in Westminster it's $1,816/month — a difference of $900/month.
Which city has higher income, Fargo or Westminster?
Median household income is $66,029 in Fargo and $96,145 in Westminster. Median household income is $30,116/year higher in Westminster.
How do taxes compare between North Dakota and Colorado?
North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Fargo or Westminster?
It depends on your priorities. Fargo has a cost index of 73 with median rent of $916/mo, while Westminster has a cost index of 139 with rent of $1,816/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fargo details → View Westminster details →

More Comparisons

Other cost of living comparisons for Fargo and Westminster

Fargo vs. Santa Clara Fargo vs. Norman Fargo vs. Carrollton Fargo vs. Lewisville Fargo vs. New Haven Fargo vs. Lehigh Acres Westminster vs. Antioch Westminster vs. Manchester Westminster vs. Broken Arrow Westminster vs. Richmond Westminster vs. West Jordan Westminster vs. High Point