Cost of Living: Fontana, CA vs McKinney, TX (2026)

Fontana

California
146
VS

McKinney

Texas
138

Fontana is 6% more expensive than McKinney.

$1,733/mo ↓ 6%
Median Rent
$1,841/mo ↑ 6%
$98,187/yr ↓ 18%
Median Income
$120,273/yr ↑ 22%
$558,500 ↑ 27%
Home Value
$439,500 ↓ 21%
$1,990/mo ↓ 5%
Owner Costs
$2,101/mo ↑ 6%
211,921
Population
202,314

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

21.2%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Fontana, CA and McKinney, TX, the overall cost of living indices are 146 and 138 respectively (national median = 100). Rent is $108/month cheaper in Fontana, saving renters about $1,296/year.

Median household income is $22,086/year higher in McKinney. Home values also differ significantly — the median in Fontana is $558,500 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Fontana vs McKinney — common questions

Is Fontana or McKinney cheaper to live in?
Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 146 (US average = 100).
What is the rent difference between Fontana and McKinney?
Median rent in Fontana is $1,733/month and in McKinney it's $1,841/month — a difference of $108/month.
Which city has higher income, Fontana or McKinney?
Median household income is $98,187 in Fontana and $120,273 in McKinney. Median household income is $22,086/year higher in McKinney.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fontana or McKinney?
It depends on your priorities. Fontana has a cost index of 146 with median rent of $1,733/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fontana details → View McKinney details →

More Comparisons

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