Cost of Living: Fontana, CA vs Naperville, IL (2026)

Fontana

California
146
VS

Naperville

Illinois
147

Fontana and Naperville have a similar cost of living.

$1,733/mo ↓ 6%
Median Rent
$1,852/mo ↑ 7%
$98,187/yr ↓ 35%
Median Income
$150,937/yr ↑ 54%
$558,500 ↑ 10%
Home Value
$509,900 ↓ 9%
$1,990/mo ↓ 8%
Owner Costs
$2,161/mo ↑ 9%
211,921
Population
149,424

Tax Comparison

13.3%
Income Tax
4.95%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
2.07%

Affordability

21.2%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Fontana, CA and Naperville, IL, the overall cost of living indices are 146 and 147 respectively (national median = 100). Rent is $119/month cheaper in Fontana, saving renters about $1,428/year.

Median household income is $52,750/year higher in Naperville. Home values also differ significantly — the median in Fontana is $558,500 compared to $509,900 in Naperville.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Fontana vs Naperville — common questions

Is Fontana or Naperville cheaper to live in?
Based on our cost index, Fontana is cheaper to live in with an index of 146 compared to 147 (US average = 100).
What is the rent difference between Fontana and Naperville?
Median rent in Fontana is $1,733/month and in Naperville it's $1,852/month — a difference of $119/month.
Which city has higher income, Fontana or Naperville?
Median household income is $98,187 in Fontana and $150,937 in Naperville. Median household income is $52,750/year higher in Naperville.
How do taxes compare between California and Illinois?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Fontana or Naperville?
It depends on your priorities. Fontana has a cost index of 146 with median rent of $1,733/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fontana details → View Naperville details →

More Comparisons

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