Cost of Living: Fort Collins, CO vs Concord, CA (2026)

Fort Collins

Colorado
137
VS

Concord

California
187

Fort Collins is 27% cheaper than Concord.

$1,661/mo ↓ 25%
Median Rent
$2,226/mo ↑ 34%
$83,598/yr ↓ 23%
Median Income
$109,195/yr ↑ 31%
$548,400 ↓ 27%
Home Value
$755,900 ↑ 38%
$1,692/mo ↓ 26%
Owner Costs
$2,284/mo ↑ 35%
169,705
Population
124,260

Tax Comparison

4.4%
Income Tax
13.3%
2.9%
State Sales Tax
7.25%
0.51%
Property Tax
0.71%

Affordability

23.8%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Fort Collins, CO and Concord, CA, the overall cost of living indices are 137 and 187 respectively (national median = 100). Rent is $565/month cheaper in Fort Collins, saving renters about $6,780/year.

Median household income is $25,597/year higher in Concord. Home values also differ significantly — the median in Fort Collins is $548,400 compared to $755,900 in Concord.

Colorado has a lower income tax rate, making Fort Collins slightly more tax-friendly.

Frequently Asked Questions

Fort Collins vs Concord — common questions

Is Fort Collins or Concord cheaper to live in?
Based on our cost index, Fort Collins is cheaper to live in with an index of 137 compared to 187 (US average = 100).
What is the rent difference between Fort Collins and Concord?
Median rent in Fort Collins is $1,661/month and in Concord it's $2,226/month — a difference of $565/month.
Which city has higher income, Fort Collins or Concord?
Median household income is $83,598 in Fort Collins and $109,195 in Concord. Median household income is $25,597/year higher in Concord.
How do taxes compare between Colorado and California?
Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Fort Collins or Concord?
It depends on your priorities. Fort Collins has a cost index of 137 with median rent of $1,661/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Collins details → View Concord details →

More Comparisons

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Fort Collins vs. Lancaster Fort Collins vs. Springfield Fort Collins vs. Pembroke Pines Fort Collins vs. Palmdale Fort Collins vs. Garden Grove Fort Collins vs. Salinas Concord vs. Round Rock Concord vs. Arvada Concord vs. Vallejo Concord vs. Clovis Concord vs. Meridian Concord vs. College Station