Cost of Living: Fort Collins, CO vs Midland, TX (2026)

Fort Collins

Colorado
137
VS

Midland

Texas
99

Fort Collins is 38% more expensive than Midland.

$1,661/mo ↑ 18%
Median Rent
$1,407/mo ↓ 15%
$83,598/yr ↓ 8%
Median Income
$91,169/yr ↑ 9%
$548,400 ↑ 84%
Home Value
$298,600 ↓ 46%
$1,692/mo ↑ 15%
Owner Costs
$1,468/mo ↓ 13%
169,705
Population
133,998

Tax Comparison

4.4%
Income Tax
0%
2.9%
State Sales Tax
6.25%
0.51%
Property Tax
1.6%

Affordability

23.8%
rent-to-income
Affordability
18.5%
rent-to-income

Detailed Comparison

When comparing Fort Collins, CO and Midland, TX, the overall cost of living indices are 137 and 99 respectively (national median = 100). Rent is $254/month cheaper in Midland, saving renters about $3,048/year.

Median household income is $7,571/year higher in Midland. Home values also differ significantly — the median in Fort Collins is $548,400 compared to $298,600 in Midland.

Texas has no state income tax, giving Midland residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Fort Collins vs Midland — common questions

Is Fort Collins or Midland cheaper to live in?
Based on our cost index, Midland is cheaper to live in with an index of 99 compared to 137 (US average = 100).
What is the rent difference between Fort Collins and Midland?
Median rent in Fort Collins is $1,661/month and in Midland it's $1,407/month — a difference of $254/month.
Which city has higher income, Fort Collins or Midland?
Median household income is $83,598 in Fort Collins and $91,169 in Midland. Median household income is $7,571/year higher in Midland.
How do taxes compare between Colorado and Texas?
Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fort Collins or Midland?
It depends on your priorities. Fort Collins has a cost index of 137 with median rent of $1,661/mo, while Midland has a cost index of 99 with rent of $1,407/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Collins details → View Midland details →

More Comparisons

Other cost of living comparisons for Fort Collins and Midland

Fort Collins vs. Lancaster Fort Collins vs. Springfield Fort Collins vs. Pembroke Pines Fort Collins vs. Palmdale Fort Collins vs. Garden Grove Fort Collins vs. Salinas Midland vs. Kent Midland vs. Coral Springs Midland vs. Stamford Midland vs. Sterling Heights Midland vs. Elizabeth Midland vs. New Haven