Cost of Living: Fort Collins, CO vs Odessa, TX (2026)

Fort Collins

Colorado
137
VS

Odessa

Texas
83

Fort Collins is 65% more expensive than Odessa.

$1,661/mo ↑ 26%
Median Rent
$1,322/mo ↓ 20%
$83,598/yr ↑ 14%
Median Income
$73,030/yr ↓ 13%
$548,400 ↑ 164%
Home Value
$208,000 ↓ 62%
$1,692/mo ↑ 35%
Owner Costs
$1,251/mo ↓ 26%
169,705
Population
114,080

Tax Comparison

4.4%
Income Tax
0%
2.9%
State Sales Tax
6.25%
0.51%
Property Tax
1.6%

Affordability

23.8%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Fort Collins, CO and Odessa, TX, the overall cost of living indices are 137 and 83 respectively (national median = 100). Rent is $339/month cheaper in Odessa, saving renters about $4,068/year.

Median household income is $10,568/year higher in Fort Collins. Home values also differ significantly — the median in Fort Collins is $548,400 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Fort Collins vs Odessa — common questions

Is Fort Collins or Odessa cheaper to live in?
Based on our cost index, Odessa is cheaper to live in with an index of 83 compared to 137 (US average = 100).
What is the rent difference between Fort Collins and Odessa?
Median rent in Fort Collins is $1,661/month and in Odessa it's $1,322/month — a difference of $339/month.
Which city has higher income, Fort Collins or Odessa?
Median household income is $83,598 in Fort Collins and $73,030 in Odessa. Median household income is $10,568/year higher in Fort Collins.
How do taxes compare between Colorado and Texas?
Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fort Collins or Odessa?
It depends on your priorities. Fort Collins has a cost index of 137 with median rent of $1,661/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Collins details → View Odessa details →

More Comparisons

Other cost of living comparisons for Fort Collins and Odessa

Fort Collins vs. Lancaster Fort Collins vs. Springfield Fort Collins vs. Pembroke Pines Fort Collins vs. Palmdale Fort Collins vs. Garden Grove Fort Collins vs. Salinas Odessa vs. Elgin Odessa vs. Springfield Odessa vs. Provo Odessa vs. Beaumont Odessa vs. Waterbury Odessa vs. Gresham