Cost of Living: Fort Collins, CO vs Round Rock, TX (2026)

Fort Collins

Colorado
137
VS

Round Rock

Texas
122

Fort Collins is 12% more expensive than Round Rock.

$1,661/mo ↓ 3%
Median Rent
$1,713/mo ↑ 3%
$83,598/yr ↓ 14%
Median Income
$97,187/yr ↑ 16%
$548,400 ↑ 43%
Home Value
$383,700 ↓ 30%
$1,692/mo ↓ 5%
Owner Costs
$1,781/mo ↑ 5%
169,705
Population
124,288

Tax Comparison

4.4%
Income Tax
0%
2.9%
State Sales Tax
6.25%
0.51%
Property Tax
1.6%

Affordability

23.8%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Fort Collins, CO and Round Rock, TX, the overall cost of living indices are 137 and 122 respectively (national median = 100). Rent is $52/month cheaper in Fort Collins, saving renters about $624/year.

Median household income is $13,589/year higher in Round Rock. Home values also differ significantly — the median in Fort Collins is $548,400 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Fort Collins vs Round Rock — common questions

Is Fort Collins or Round Rock cheaper to live in?
Based on our cost index, Round Rock is cheaper to live in with an index of 122 compared to 137 (US average = 100).
What is the rent difference between Fort Collins and Round Rock?
Median rent in Fort Collins is $1,661/month and in Round Rock it's $1,713/month — a difference of $52/month.
Which city has higher income, Fort Collins or Round Rock?
Median household income is $83,598 in Fort Collins and $97,187 in Round Rock. Median household income is $13,589/year higher in Round Rock.
How do taxes compare between Colorado and Texas?
Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fort Collins or Round Rock?
It depends on your priorities. Fort Collins has a cost index of 137 with median rent of $1,661/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Collins details → View Round Rock details →

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