Cost of Living: Fort Collins, CO vs Westminster, CO (2026)

Fort Collins

Colorado
137
VS

Westminster

Colorado
139

Fort Collins and Westminster have a similar cost of living.

$1,661/mo ↓ 9%
Median Rent
$1,816/mo ↑ 9%
$83,598/yr ↓ 13%
Median Income
$96,145/yr ↑ 15%
$548,400 ↑ 10%
Home Value
$497,400 ↓ 9%
$1,692/mo ↓ 8%
Owner Costs
$1,841/mo ↑ 9%
169,705
Population
115,546

Tax Comparison

4.4%
Income Tax
4.4%
2.9%
State Sales Tax
2.9%
0.51%
Property Tax
0.51%

Affordability

23.8%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Fort Collins, CO and Westminster, CO, the overall cost of living indices are 137 and 139 respectively (national median = 100). Rent is $155/month cheaper in Fort Collins, saving renters about $1,860/year.

Median household income is $12,547/year higher in Westminster. Home values also differ significantly — the median in Fort Collins is $548,400 compared to $497,400 in Westminster.

Both cities share the same state tax structure since they are in Colorado.

Frequently Asked Questions

Fort Collins vs Westminster — common questions

Is Fort Collins or Westminster cheaper to live in?
Based on our cost index, Fort Collins is cheaper to live in with an index of 137 compared to 139 (US average = 100).
What is the rent difference between Fort Collins and Westminster?
Median rent in Fort Collins is $1,661/month and in Westminster it's $1,816/month — a difference of $155/month.
Which city has higher income, Fort Collins or Westminster?
Median household income is $83,598 in Fort Collins and $96,145 in Westminster. Median household income is $12,547/year higher in Westminster.
How do taxes compare between Colorado and Colorado?
Both cities are in Colorado and share the same state tax rates: 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Fort Collins or Westminster?
It depends on your priorities. Fort Collins has a cost index of 137 with median rent of $1,661/mo, while Westminster has a cost index of 139 with rent of $1,816/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Collins details → View Westminster details →

More Comparisons

Other cost of living comparisons for Fort Collins and Westminster

Fort Collins vs. Lancaster Fort Collins vs. Springfield Fort Collins vs. Pembroke Pines Fort Collins vs. Palmdale Fort Collins vs. Garden Grove Fort Collins vs. Salinas Westminster vs. Antioch Westminster vs. Manchester Westminster vs. Broken Arrow Westminster vs. Richmond Westminster vs. West Jordan Westminster vs. High Point