Cost of Living: Fort Wayne, IN vs Amarillo, TX (2026)

Fort Wayne

Indiana
63
VS

Amarillo

Texas
69

Fort Wayne is 9% cheaper than Amarillo.

$959/mo ↓ 9%
Median Rent
$1,049/mo ↑ 9%
$60,293/yr ↓ 3%
Median Income
$62,469/yr ↑ 4%
$169,700 ↓ 9%
Home Value
$186,800 ↑ 10%
$950/mo ↓ 12%
Owner Costs
$1,074/mo ↑ 13%
266,235
Population
200,945

Tax Comparison

3.05%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.1%
rent-to-income
Affordability
20.2%
rent-to-income

Detailed Comparison

When comparing Fort Wayne, IN and Amarillo, TX, the overall cost of living indices are 63 and 69 respectively (national median = 100). Rent is $90/month cheaper in Fort Wayne, saving renters about $1,080/year.

Median household income is $2,176/year higher in Amarillo. Home values also differ significantly — the median in Fort Wayne is $169,700 compared to $186,800 in Amarillo.

Texas has no state income tax, giving Amarillo residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Fort Wayne vs Amarillo — common questions

Is Fort Wayne or Amarillo cheaper to live in?
Based on our cost index, Fort Wayne is cheaper to live in with an index of 63 compared to 69 (US average = 100).
What is the rent difference between Fort Wayne and Amarillo?
Median rent in Fort Wayne is $959/month and in Amarillo it's $1,049/month — a difference of $90/month.
Which city has higher income, Fort Wayne or Amarillo?
Median household income is $60,293 in Fort Wayne and $62,469 in Amarillo. Median household income is $2,176/year higher in Amarillo.
How do taxes compare between Indiana and Texas?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fort Wayne or Amarillo?
It depends on your priorities. Fort Wayne has a cost index of 63 with median rent of $959/mo, while Amarillo has a cost index of 69 with rent of $1,049/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Wayne details → View Amarillo details →

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