Cost of Living: Fort Wayne, IN vs McKinney, TX (2026)

Fort Wayne

Indiana
63
VS

McKinney

Texas
138

Fort Wayne is 54% cheaper than McKinney.

$959/mo ↓ 48%
Median Rent
$1,841/mo ↑ 92%
$60,293/yr ↓ 50%
Median Income
$120,273/yr ↑ 99%
$169,700 ↓ 61%
Home Value
$439,500 ↑ 159%
$950/mo ↓ 55%
Owner Costs
$2,101/mo ↑ 121%
266,235
Population
202,314

Tax Comparison

3.05%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.1%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Fort Wayne, IN and McKinney, TX, the overall cost of living indices are 63 and 138 respectively (national median = 100). Rent is $882/month cheaper in Fort Wayne, saving renters about $10,584/year.

Median household income is $59,980/year higher in McKinney. Home values also differ significantly — the median in Fort Wayne is $169,700 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Fort Wayne vs McKinney — common questions

Is Fort Wayne or McKinney cheaper to live in?
Based on our cost index, Fort Wayne is cheaper to live in with an index of 63 compared to 138 (US average = 100).
What is the rent difference between Fort Wayne and McKinney?
Median rent in Fort Wayne is $959/month and in McKinney it's $1,841/month — a difference of $882/month.
Which city has higher income, Fort Wayne or McKinney?
Median household income is $60,293 in Fort Wayne and $120,273 in McKinney. Median household income is $59,980/year higher in McKinney.
How do taxes compare between Indiana and Texas?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fort Wayne or McKinney?
It depends on your priorities. Fort Wayne has a cost index of 63 with median rent of $959/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Wayne details → View McKinney details →

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