Cost of Living: Fort Wayne, IN vs Miami Gardens, FL (2026)

Fort Wayne

Indiana
63
VS

Miami Gardens

Florida
115

Fort Wayne is 45% cheaper than Miami Gardens.

$959/mo ↓ 44%
Median Rent
$1,709/mo ↑ 78%
$60,293/yr ↓ 1%
Median Income
$60,979/yr ↑ 1%
$169,700 ↓ 50%
Home Value
$337,200 ↑ 99%
$950/mo ↓ 42%
Owner Costs
$1,640/mo ↑ 73%
266,235
Population
111,264

Tax Comparison

3.05%
Income Tax
0%
7.0%
State Sales Tax
6.0%
0.83%
Property Tax
0.86%

Affordability

19.1%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing Fort Wayne, IN and Miami Gardens, FL, the overall cost of living indices are 63 and 115 respectively (national median = 100). Rent is $750/month cheaper in Fort Wayne, saving renters about $9,000/year.

Median household income is $686/year higher in Miami Gardens. Home values also differ significantly — the median in Fort Wayne is $169,700 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Fort Wayne vs Miami Gardens — common questions

Is Fort Wayne or Miami Gardens cheaper to live in?
Based on our cost index, Fort Wayne is cheaper to live in with an index of 63 compared to 115 (US average = 100).
What is the rent difference between Fort Wayne and Miami Gardens?
Median rent in Fort Wayne is $959/month and in Miami Gardens it's $1,709/month — a difference of $750/month.
Which city has higher income, Fort Wayne or Miami Gardens?
Median household income is $60,293 in Fort Wayne and $60,979 in Miami Gardens. Median household income is $686/year higher in Miami Gardens.
How do taxes compare between Indiana and Florida?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Fort Wayne or Miami Gardens?
It depends on your priorities. Fort Wayne has a cost index of 63 with median rent of $959/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Wayne details → View Miami Gardens details →

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