Cost of Living: Fort Wayne, IN vs Midland, TX (2026)

Fort Wayne

Indiana
63
VS

Midland

Texas
99

Fort Wayne is 36% cheaper than Midland.

$959/mo ↓ 32%
Median Rent
$1,407/mo ↑ 47%
$60,293/yr ↓ 34%
Median Income
$91,169/yr ↑ 51%
$169,700 ↓ 43%
Home Value
$298,600 ↑ 76%
$950/mo ↓ 35%
Owner Costs
$1,468/mo ↑ 55%
266,235
Population
133,998

Tax Comparison

3.05%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.1%
rent-to-income
Affordability
18.5%
rent-to-income

Detailed Comparison

When comparing Fort Wayne, IN and Midland, TX, the overall cost of living indices are 63 and 99 respectively (national median = 100). Rent is $448/month cheaper in Fort Wayne, saving renters about $5,376/year.

Median household income is $30,876/year higher in Midland. Home values also differ significantly — the median in Fort Wayne is $169,700 compared to $298,600 in Midland.

Texas has no state income tax, giving Midland residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Fort Wayne vs Midland — common questions

Is Fort Wayne or Midland cheaper to live in?
Based on our cost index, Fort Wayne is cheaper to live in with an index of 63 compared to 99 (US average = 100).
What is the rent difference between Fort Wayne and Midland?
Median rent in Fort Wayne is $959/month and in Midland it's $1,407/month — a difference of $448/month.
Which city has higher income, Fort Wayne or Midland?
Median household income is $60,293 in Fort Wayne and $91,169 in Midland. Median household income is $30,876/year higher in Midland.
How do taxes compare between Indiana and Texas?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fort Wayne or Midland?
It depends on your priorities. Fort Wayne has a cost index of 63 with median rent of $959/mo, while Midland has a cost index of 99 with rent of $1,407/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Wayne details → View Midland details →

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