Cost of Living: Fort Worth, TX vs Billings, MT (2026)

Fort Worth

Texas
97
VS

Billings

Montana
86

Fort Worth is 13% more expensive than Billings.

$1,412/mo ↑ 29%
Median Rent
$1,097/mo ↓ 22%
$76,602/yr ↑ 7%
Median Income
$71,855/yr ↓ 6%
$277,300 ↓ 11%
Home Value
$311,800 ↑ 12%
$1,489/mo ↑ 27%
Owner Costs
$1,177/mo ↓ 21%
941,311
Population
118,321

Tax Comparison

0%
Income Tax
6.75%
6.25%
State Sales Tax
0%
1.6%
Property Tax
0.74%

Affordability

22.1%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Billings, MT, the overall cost of living indices are 97 and 86 respectively (national median = 100). Rent is $315/month cheaper in Billings, saving renters about $3,780/year.

Median household income is $4,747/year higher in Fort Worth. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $311,800 in Billings.

Texas has no state income tax, giving Fort Worth residents a significant tax advantage over Montana's 6.75% rate.

Frequently Asked Questions

Fort Worth vs Billings — common questions

Is Fort Worth or Billings cheaper to live in?
Based on our cost index, Billings is cheaper to live in with an index of 86 compared to 97 (US average = 100).
What is the rent difference between Fort Worth and Billings?
Median rent in Fort Worth is $1,412/month and in Billings it's $1,097/month — a difference of $315/month.
Which city has higher income, Fort Worth or Billings?
Median household income is $76,602 in Fort Worth and $71,855 in Billings. Median household income is $4,747/year higher in Fort Worth.
How do taxes compare between Texas and Montana?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to Fort Worth or Billings?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Worth details → View Billings details →

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