Cost of Living: Fort Worth, TX vs Chula Vista, CA (2026)

Fort Worth

Texas
97
VS

Chula Vista

California
178

Fort Worth is 46% cheaper than Chula Vista.

$1,412/mo ↓ 33%
Median Rent
$2,122/mo ↑ 50%
$76,602/yr ↓ 27%
Median Income
$105,173/yr ↑ 37%
$277,300 ↓ 60%
Home Value
$697,400 ↑ 151%
$1,489/mo ↓ 36%
Owner Costs
$2,342/mo ↑ 57%
941,311
Population
275,030

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.1%
rent-to-income
Affordability
24.2%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Chula Vista, CA, the overall cost of living indices are 97 and 178 respectively (national median = 100). Rent is $710/month cheaper in Fort Worth, saving renters about $8,520/year.

Median household income is $28,571/year higher in Chula Vista. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $697,400 in Chula Vista.

Texas has no state income tax, giving Fort Worth residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Fort Worth vs Chula Vista — common questions

Is Fort Worth or Chula Vista cheaper to live in?
Based on our cost index, Fort Worth is cheaper to live in with an index of 97 compared to 178 (US average = 100).
What is the rent difference between Fort Worth and Chula Vista?
Median rent in Fort Worth is $1,412/month and in Chula Vista it's $2,122/month — a difference of $710/month.
Which city has higher income, Fort Worth or Chula Vista?
Median household income is $76,602 in Fort Worth and $105,173 in Chula Vista. Median household income is $28,571/year higher in Chula Vista.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Fort Worth or Chula Vista?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Chula Vista has a cost index of 178 with rent of $2,122/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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