Cost of Living: Fort Worth, TX vs Gainesville, FL (2026)

Fort Worth

Texas
97
VS

Gainesville

Florida
81

Fort Worth is 20% more expensive than Gainesville.

$1,412/mo ↑ 16%
Median Rent
$1,214/mo ↓ 14%
$76,602/yr ↑ 68%
Median Income
$45,611/yr ↓ 40%
$277,300 ↑ 18%
Home Value
$235,000 ↓ 15%
$1,489/mo ↑ 28%
Owner Costs
$1,167/mo ↓ 22%
941,311
Population
143,611

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

22.1%
rent-to-income
Affordability
31.9%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Gainesville, FL, the overall cost of living indices are 97 and 81 respectively (national median = 100). Rent is $198/month cheaper in Gainesville, saving renters about $2,376/year.

Median household income is $30,991/year higher in Fort Worth. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $235,000 in Gainesville.

Frequently Asked Questions

Fort Worth vs Gainesville — common questions

Is Fort Worth or Gainesville cheaper to live in?
Based on our cost index, Gainesville is cheaper to live in with an index of 81 compared to 97 (US average = 100).
What is the rent difference between Fort Worth and Gainesville?
Median rent in Fort Worth is $1,412/month and in Gainesville it's $1,214/month — a difference of $198/month.
Which city has higher income, Fort Worth or Gainesville?
Median household income is $76,602 in Fort Worth and $45,611 in Gainesville. Median household income is $30,991/year higher in Fort Worth.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Fort Worth or Gainesville?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Gainesville has a cost index of 81 with rent of $1,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Worth details → View Gainesville details →

More Comparisons

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