Cost of Living: Fort Worth, TX vs Garland, TX (2026)

Fort Worth

Texas
97
VS

Garland

Texas
96

Fort Worth and Garland have a similar cost of living.

$1,412/mo ↓ 7%
Median Rent
$1,525/mo ↑ 8%
$76,602/yr ↑ 3%
Median Income
$74,717/yr ↓ 2%
$277,300 ↑ 11%
Home Value
$248,900 ↓ 10%
$1,489/mo ↑ 3%
Owner Costs
$1,445/mo ↓ 3%
941,311
Population
245,298

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.1%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Garland, TX, the overall cost of living indices are 97 and 96 respectively (national median = 100). Rent is $113/month cheaper in Fort Worth, saving renters about $1,356/year.

Median household income is $1,885/year higher in Fort Worth. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $248,900 in Garland.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Fort Worth vs Garland — common questions

Is Fort Worth or Garland cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 97 (US average = 100).
What is the rent difference between Fort Worth and Garland?
Median rent in Fort Worth is $1,412/month and in Garland it's $1,525/month — a difference of $113/month.
Which city has higher income, Fort Worth or Garland?
Median household income is $76,602 in Fort Worth and $74,717 in Garland. Median household income is $1,885/year higher in Fort Worth.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fort Worth or Garland?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Worth details → View Garland details →

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