Cost of Living: Fort Worth, TX vs McKinney, TX (2026)

Fort Worth

Texas
97
VS

McKinney

Texas
138

Fort Worth is 30% cheaper than McKinney.

$1,412/mo ↓ 23%
Median Rent
$1,841/mo ↑ 30%
$76,602/yr ↓ 36%
Median Income
$120,273/yr ↑ 57%
$277,300 ↓ 37%
Home Value
$439,500 ↑ 58%
$1,489/mo ↓ 29%
Owner Costs
$2,101/mo ↑ 41%
941,311
Population
202,314

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.1%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and McKinney, TX, the overall cost of living indices are 97 and 138 respectively (national median = 100). Rent is $429/month cheaper in Fort Worth, saving renters about $5,148/year.

Median household income is $43,671/year higher in McKinney. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $439,500 in McKinney.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Fort Worth vs McKinney — common questions

Is Fort Worth or McKinney cheaper to live in?
Based on our cost index, Fort Worth is cheaper to live in with an index of 97 compared to 138 (US average = 100).
What is the rent difference between Fort Worth and McKinney?
Median rent in Fort Worth is $1,412/month and in McKinney it's $1,841/month — a difference of $429/month.
Which city has higher income, Fort Worth or McKinney?
Median household income is $76,602 in Fort Worth and $120,273 in McKinney. Median household income is $43,671/year higher in McKinney.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fort Worth or McKinney?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Worth details → View McKinney details →

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