Cost of Living: Fort Worth, TX vs Miami, FL (2026)

Fort Worth

Texas
97
VS

Miami

Florida
129

Fort Worth is 25% cheaper than Miami.

$1,412/mo ↓ 15%
Median Rent
$1,657/mo ↑ 17%
$76,602/yr ↑ 29%
Median Income
$59,390/yr ↓ 22%
$277,300 ↓ 42%
Home Value
$475,200 ↑ 71%
$1,489/mo ↓ 11%
Owner Costs
$1,666/mo ↑ 12%
941,311
Population
446,663

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

22.1%
rent-to-income
Affordability
33.5%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Miami, FL, the overall cost of living indices are 97 and 129 respectively (national median = 100). Rent is $245/month cheaper in Fort Worth, saving renters about $2,940/year.

Median household income is $17,212/year higher in Fort Worth. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $475,200 in Miami.

Frequently Asked Questions

Fort Worth vs Miami — common questions

Is Fort Worth or Miami cheaper to live in?
Based on our cost index, Fort Worth is cheaper to live in with an index of 97 compared to 129 (US average = 100).
What is the rent difference between Fort Worth and Miami?
Median rent in Fort Worth is $1,412/month and in Miami it's $1,657/month — a difference of $245/month.
Which city has higher income, Fort Worth or Miami?
Median household income is $76,602 in Fort Worth and $59,390 in Miami. Median household income is $17,212/year higher in Fort Worth.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Fort Worth or Miami?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Miami has a cost index of 129 with rent of $1,657/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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