Cost of Living: Fort Worth, TX vs Montgomery, AL (2026)

Fort Worth

Texas
97
VS

Montgomery

Alabama
64

Fort Worth is 52% more expensive than Montgomery.

$1,412/mo ↑ 33%
Median Rent
$1,059/mo ↓ 25%
$76,602/yr ↑ 38%
Median Income
$55,687/yr ↓ 27%
$277,300 ↑ 87%
Home Value
$148,500 ↓ 46%
$1,489/mo ↑ 46%
Owner Costs
$1,023/mo ↓ 31%
941,311
Population
198,440

Tax Comparison

0%
Income Tax
5.0%
6.25%
State Sales Tax
4.0%
1.6%
Property Tax
0.41%

Affordability

22.1%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Montgomery, AL, the overall cost of living indices are 97 and 64 respectively (national median = 100). Rent is $353/month cheaper in Montgomery, saving renters about $4,236/year.

Median household income is $20,915/year higher in Fort Worth. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $148,500 in Montgomery.

Texas has no state income tax, giving Fort Worth residents a significant tax advantage over Alabama's 5.0% rate.

Frequently Asked Questions

Fort Worth vs Montgomery — common questions

Is Fort Worth or Montgomery cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 97 (US average = 100).
What is the rent difference between Fort Worth and Montgomery?
Median rent in Fort Worth is $1,412/month and in Montgomery it's $1,059/month — a difference of $353/month.
Which city has higher income, Fort Worth or Montgomery?
Median household income is $76,602 in Fort Worth and $55,687 in Montgomery. Median household income is $20,915/year higher in Fort Worth.
How do taxes compare between Texas and Alabama?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax.
Should I move to Fort Worth or Montgomery?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Montgomery has a cost index of 64 with rent of $1,059/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Worth details → View Montgomery details →

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