Cost of Living: Fort Worth, TX vs Naperville, IL (2026)

Fort Worth

Texas
97
VS

Naperville

Illinois
147

Fort Worth is 34% cheaper than Naperville.

$1,412/mo ↓ 24%
Median Rent
$1,852/mo ↑ 31%
$76,602/yr ↓ 49%
Median Income
$150,937/yr ↑ 97%
$277,300 ↓ 46%
Home Value
$509,900 ↑ 84%
$1,489/mo ↓ 31%
Owner Costs
$2,161/mo ↑ 45%
941,311
Population
149,424

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
2.07%

Affordability

22.1%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Naperville, IL, the overall cost of living indices are 97 and 147 respectively (national median = 100). Rent is $440/month cheaper in Fort Worth, saving renters about $5,280/year.

Median household income is $74,335/year higher in Naperville. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $509,900 in Naperville.

Texas has no state income tax, giving Fort Worth residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Fort Worth vs Naperville — common questions

Is Fort Worth or Naperville cheaper to live in?
Based on our cost index, Fort Worth is cheaper to live in with an index of 97 compared to 147 (US average = 100).
What is the rent difference between Fort Worth and Naperville?
Median rent in Fort Worth is $1,412/month and in Naperville it's $1,852/month — a difference of $440/month.
Which city has higher income, Fort Worth or Naperville?
Median household income is $76,602 in Fort Worth and $150,937 in Naperville. Median household income is $74,335/year higher in Naperville.
How do taxes compare between Texas and Illinois?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Fort Worth or Naperville?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Worth details → View Naperville details →

More Comparisons

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