Cost of Living: Fremont, CA vs McKinney, TX (2026)

Fremont

California
278
VS

McKinney

Texas
138

Fremont is 101% more expensive than McKinney.

$2,905/mo ↑ 58%
Median Rent
$1,841/mo ↓ 37%
$176,350/yr ↑ 47%
Median Income
$120,273/yr ↓ 32%
$1,289,400 ↑ 193%
Home Value
$439,500 ↓ 66%
$3,000/mo ↑ 43%
Owner Costs
$2,101/mo ↓ 30%
228,518
Population
202,314

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

19.8%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Fremont, CA and McKinney, TX, the overall cost of living indices are 278 and 138 respectively (national median = 100). Rent is $1,064/month cheaper in McKinney, saving renters about $12,768/year.

Median household income is $56,077/year higher in Fremont. Home values also differ significantly — the median in Fremont is $1,289,400 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Fremont vs McKinney — common questions

Is Fremont or McKinney cheaper to live in?
Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 278 (US average = 100).
What is the rent difference between Fremont and McKinney?
Median rent in Fremont is $2,905/month and in McKinney it's $1,841/month — a difference of $1,064/month.
Which city has higher income, Fremont or McKinney?
Median household income is $176,350 in Fremont and $120,273 in McKinney. Median household income is $56,077/year higher in Fremont.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fremont or McKinney?
It depends on your priorities. Fremont has a cost index of 278 with median rent of $2,905/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fremont details → View McKinney details →

More Comparisons

Other cost of living comparisons for Fremont and McKinney

Fremont vs. Santa Clarita Fremont vs. Richmond Fremont vs. Spokane Fremont vs. Baton Rouge Fremont vs. Enterprise Fremont vs. Hialeah McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo