Cost of Living: Fremont, CA vs Ontario, CA (2026)

Fremont

California
278
VS

Ontario

California
152

Fremont is 83% more expensive than Ontario.

$2,905/mo ↑ 52%
Median Rent
$1,916/mo ↓ 34%
$176,350/yr ↑ 113%
Median Income
$82,806/yr ↓ 53%
$1,289,400 ↑ 127%
Home Value
$568,000 ↓ 56%
$3,000/mo ↑ 53%
Owner Costs
$1,967/mo ↓ 34%
228,518
Population
178,347

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
27.8%
rent-to-income

Detailed Comparison

When comparing Fremont, CA and Ontario, CA, the overall cost of living indices are 278 and 152 respectively (national median = 100). Rent is $989/month cheaper in Ontario, saving renters about $11,868/year.

Median household income is $93,544/year higher in Fremont. Home values also differ significantly — the median in Fremont is $1,289,400 compared to $568,000 in Ontario.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Fremont vs Ontario — common questions

Is Fremont or Ontario cheaper to live in?
Based on our cost index, Ontario is cheaper to live in with an index of 152 compared to 278 (US average = 100).
What is the rent difference between Fremont and Ontario?
Median rent in Fremont is $2,905/month and in Ontario it's $1,916/month — a difference of $989/month.
Which city has higher income, Fremont or Ontario?
Median household income is $176,350 in Fremont and $82,806 in Ontario. Median household income is $93,544/year higher in Fremont.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Fremont or Ontario?
It depends on your priorities. Fremont has a cost index of 278 with median rent of $2,905/mo, while Ontario has a cost index of 152 with rent of $1,916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fremont details → View Ontario details →

More Comparisons

Other cost of living comparisons for Fremont and Ontario

Fremont vs. Santa Clarita Fremont vs. Richmond Fremont vs. Spokane Fremont vs. Baton Rouge Fremont vs. Enterprise Fremont vs. Hialeah Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa