Cost of Living: Fremont, CA vs Santa Maria, CA (2026)

Fremont

California
278
VS

Santa Maria

California
137

Fremont is 103% more expensive than Santa Maria.

$2,905/mo ↑ 58%
Median Rent
$1,842/mo ↓ 37%
$176,350/yr ↑ 108%
Median Income
$84,617/yr ↓ 52%
$1,289,400 ↑ 170%
Home Value
$478,200 ↓ 63%
$3,000/mo ↑ 68%
Owner Costs
$1,789/mo ↓ 40%
228,518
Population
109,880

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
26.1%
rent-to-income

Detailed Comparison

When comparing Fremont, CA and Santa Maria, CA, the overall cost of living indices are 278 and 137 respectively (national median = 100). Rent is $1,063/month cheaper in Santa Maria, saving renters about $12,756/year.

Median household income is $91,733/year higher in Fremont. Home values also differ significantly — the median in Fremont is $1,289,400 compared to $478,200 in Santa Maria.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Fremont vs Santa Maria — common questions

Is Fremont or Santa Maria cheaper to live in?
Based on our cost index, Santa Maria is cheaper to live in with an index of 137 compared to 278 (US average = 100).
What is the rent difference between Fremont and Santa Maria?
Median rent in Fremont is $2,905/month and in Santa Maria it's $1,842/month — a difference of $1,063/month.
Which city has higher income, Fremont or Santa Maria?
Median household income is $176,350 in Fremont and $84,617 in Santa Maria. Median household income is $91,733/year higher in Fremont.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Fremont or Santa Maria?
It depends on your priorities. Fremont has a cost index of 278 with median rent of $2,905/mo, while Santa Maria has a cost index of 137 with rent of $1,842/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fremont details → View Santa Maria details →

More Comparisons

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