Cost of Living: Frisco, TX vs Elgin, IL (2026)

Frisco

Texas
162
VS

Elgin

Illinois
90

Frisco is 80% more expensive than Elgin.

$1,902/mo ↑ 51%
Median Rent
$1,260/mo ↓ 34%
$146,158/yr ↑ 65%
Median Income
$88,316/yr ↓ 40%
$595,400 ↑ 136%
Home Value
$252,400 ↓ 58%
$2,389/mo ↑ 59%
Owner Costs
$1,502/mo ↓ 37%
210,238
Population
114,106

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
2.07%

Affordability

15.6%
rent-to-income
Affordability
17.1%
rent-to-income

Detailed Comparison

When comparing Frisco, TX and Elgin, IL, the overall cost of living indices are 162 and 90 respectively (national median = 100). Rent is $642/month cheaper in Elgin, saving renters about $7,704/year.

Median household income is $57,842/year higher in Frisco. Home values also differ significantly — the median in Frisco is $595,400 compared to $252,400 in Elgin.

Texas has no state income tax, giving Frisco residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Frisco vs Elgin — common questions

Is Frisco or Elgin cheaper to live in?
Based on our cost index, Elgin is cheaper to live in with an index of 90 compared to 162 (US average = 100).
What is the rent difference between Frisco and Elgin?
Median rent in Frisco is $1,902/month and in Elgin it's $1,260/month — a difference of $642/month.
Which city has higher income, Frisco or Elgin?
Median household income is $146,158 in Frisco and $88,316 in Elgin. Median household income is $57,842/year higher in Frisco.
How do taxes compare between Texas and Illinois?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Frisco or Elgin?
It depends on your priorities. Frisco has a cost index of 162 with median rent of $1,902/mo, while Elgin has a cost index of 90 with rent of $1,260/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Frisco details → View Elgin details →

More Comparisons

Other cost of living comparisons for Frisco and Elgin

Frisco vs. Moreno Valley Frisco vs. Rochester Frisco vs. Fontana Frisco vs. Fayetteville Frisco vs. Des Moines Frisco vs. Yonkers Elgin vs. Provo Elgin vs. Odessa Elgin vs. Waterbury Elgin vs. Springfield Elgin vs. Carlsbad Elgin vs. Beaumont