Cost of Living: Frisco, TX vs Naperville, IL (2026)

Frisco

Texas
162
VS

Naperville

Illinois
147

Frisco is 10% more expensive than Naperville.

$1,902/mo ↑ 3%
Median Rent
$1,852/mo ↓ 3%
$146,158/yr ↓ 3%
Median Income
$150,937/yr ↑ 3%
$595,400 ↑ 17%
Home Value
$509,900 ↓ 14%
$2,389/mo ↑ 11%
Owner Costs
$2,161/mo ↓ 10%
210,238
Population
149,424

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
2.07%

Affordability

15.6%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Frisco, TX and Naperville, IL, the overall cost of living indices are 162 and 147 respectively (national median = 100). Rent is $50/month cheaper in Naperville, saving renters about $600/year.

Median household income is $4,779/year higher in Naperville. Home values also differ significantly — the median in Frisco is $595,400 compared to $509,900 in Naperville.

Texas has no state income tax, giving Frisco residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Frisco vs Naperville — common questions

Is Frisco or Naperville cheaper to live in?
Based on our cost index, Naperville is cheaper to live in with an index of 147 compared to 162 (US average = 100).
What is the rent difference between Frisco and Naperville?
Median rent in Frisco is $1,902/month and in Naperville it's $1,852/month — a difference of $50/month.
Which city has higher income, Frisco or Naperville?
Median household income is $146,158 in Frisco and $150,937 in Naperville. Median household income is $4,779/year higher in Naperville.
How do taxes compare between Texas and Illinois?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Frisco or Naperville?
It depends on your priorities. Frisco has a cost index of 162 with median rent of $1,902/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Frisco details → View Naperville details →

More Comparisons

Other cost of living comparisons for Frisco and Naperville

Frisco vs. Moreno Valley Frisco vs. Rochester Frisco vs. Fontana Frisco vs. Fayetteville Frisco vs. Des Moines Frisco vs. Yonkers Naperville vs. Surprise Naperville vs. Pasadena Naperville vs. Joliet Naperville vs. Mesquite Naperville vs. Jackson Naperville vs. Pomona