Cost of Living: Frisco, TX vs Ontario, CA (2026)

Frisco

Texas
162
VS

Ontario

California
152

Frisco is 7% more expensive than Ontario.

$1,902/mo ≈ Same
Median Rent
$1,916/mo ≈ Same
$146,158/yr ↑ 77%
Median Income
$82,806/yr ↓ 43%
$595,400 ↑ 5%
Home Value
$568,000 ↓ 5%
$2,389/mo ↑ 21%
Owner Costs
$1,967/mo ↓ 18%
210,238
Population
178,347

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

15.6%
rent-to-income
Affordability
27.8%
rent-to-income

Detailed Comparison

When comparing Frisco, TX and Ontario, CA, the overall cost of living indices are 162 and 152 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $63,352/year higher in Frisco. Home values also differ significantly — the median in Frisco is $595,400 compared to $568,000 in Ontario.

Texas has no state income tax, giving Frisco residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Frisco vs Ontario — common questions

Is Frisco or Ontario cheaper to live in?
Based on our cost index, Ontario is cheaper to live in with an index of 152 compared to 162 (US average = 100).
What is the rent difference between Frisco and Ontario?
Median rent in Frisco is $1,902/month and in Ontario it's $1,916/month — a difference of $14/month.
Which city has higher income, Frisco or Ontario?
Median household income is $146,158 in Frisco and $82,806 in Ontario. Median household income is $63,352/year higher in Frisco.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Frisco or Ontario?
It depends on your priorities. Frisco has a cost index of 162 with median rent of $1,902/mo, while Ontario has a cost index of 152 with rent of $1,916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Frisco details → View Ontario details →

More Comparisons

Other cost of living comparisons for Frisco and Ontario

Frisco vs. Moreno Valley Frisco vs. Rochester Frisco vs. Fontana Frisco vs. Fayetteville Frisco vs. Des Moines Frisco vs. Yonkers Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa