Cost of Living: Frisco, TX vs Rochester, MN (2026)

Frisco

Texas
162
VS

Rochester

Minnesota
93

Frisco is 74% more expensive than Rochester.

$1,902/mo ↑ 45%
Median Rent
$1,316/mo ↓ 31%
$146,158/yr ↑ 67%
Median Income
$87,767/yr ↓ 40%
$595,400 ↑ 107%
Home Value
$287,500 ↓ 52%
$2,389/mo ↑ 79%
Owner Costs
$1,332/mo ↓ 44%
210,238
Population
121,638

Tax Comparison

0%
Income Tax
9.85%
6.25%
State Sales Tax
6.875%
1.6%
Property Tax
1.11%

Affordability

15.6%
rent-to-income
Affordability
18.0%
rent-to-income

Detailed Comparison

When comparing Frisco, TX and Rochester, MN, the overall cost of living indices are 162 and 93 respectively (national median = 100). Rent is $586/month cheaper in Rochester, saving renters about $7,032/year.

Median household income is $58,391/year higher in Frisco. Home values also differ significantly — the median in Frisco is $595,400 compared to $287,500 in Rochester.

Texas has no state income tax, giving Frisco residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Frisco vs Rochester — common questions

Is Frisco or Rochester cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 93 compared to 162 (US average = 100).
What is the rent difference between Frisco and Rochester?
Median rent in Frisco is $1,902/month and in Rochester it's $1,316/month — a difference of $586/month.
Which city has higher income, Frisco or Rochester?
Median household income is $146,158 in Frisco and $87,767 in Rochester. Median household income is $58,391/year higher in Frisco.
How do taxes compare between Texas and Minnesota?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Frisco or Rochester?
It depends on your priorities. Frisco has a cost index of 162 with median rent of $1,902/mo, while Rochester has a cost index of 93 with rent of $1,316/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Frisco details → View Rochester details →

More Comparisons

Other cost of living comparisons for Frisco and Rochester

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