Cost of Living: Frisco, TX vs Springfield, IL (2026)

Frisco

Texas
162
VS

Springfield

Illinois
61

Frisco is 166% more expensive than Springfield.

$1,902/mo ↑ 101%
Median Rent
$945/mo ↓ 50%
$146,158/yr ↑ 123%
Median Income
$65,537/yr ↓ 55%
$595,400 ↑ 284%
Home Value
$155,200 ↓ 74%
$2,389/mo ↑ 145%
Owner Costs
$974/mo ↓ 59%
210,238
Population
113,714

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
2.07%

Affordability

15.6%
rent-to-income
Affordability
17.3%
rent-to-income

Detailed Comparison

When comparing Frisco, TX and Springfield, IL, the overall cost of living indices are 162 and 61 respectively (national median = 100). Rent is $957/month cheaper in Springfield, saving renters about $11,484/year.

Median household income is $80,621/year higher in Frisco. Home values also differ significantly — the median in Frisco is $595,400 compared to $155,200 in Springfield.

Texas has no state income tax, giving Frisco residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Frisco vs Springfield — common questions

Is Frisco or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 61 compared to 162 (US average = 100).
What is the rent difference between Frisco and Springfield?
Median rent in Frisco is $1,902/month and in Springfield it's $945/month — a difference of $957/month.
Which city has higher income, Frisco or Springfield?
Median household income is $146,158 in Frisco and $65,537 in Springfield. Median household income is $80,621/year higher in Frisco.
How do taxes compare between Texas and Illinois?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Frisco or Springfield?
It depends on your priorities. Frisco has a cost index of 162 with median rent of $1,902/mo, while Springfield has a cost index of 61 with rent of $945/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Frisco details → View Springfield details →

More Comparisons

Other cost of living comparisons for Frisco and Springfield

Frisco vs. Moreno Valley Frisco vs. Rochester Frisco vs. Fontana Frisco vs. Fayetteville Frisco vs. Des Moines Frisco vs. Yonkers Springfield vs. Odessa Springfield vs. Beaumont Springfield vs. Elgin Springfield vs. Gresham Springfield vs. Provo Springfield vs. Las Cruces