Cost of Living: Frisco, TX vs Surprise, AZ (2026)

Frisco

Texas
162
VS

Surprise

Arizona
126

Frisco is 29% more expensive than Surprise.

$1,902/mo ≈ Same
Median Rent
$1,917/mo ≈ Same
$146,158/yr ↑ 57%
Median Income
$93,371/yr ↓ 36%
$595,400 ↑ 50%
Home Value
$396,000 ↓ 33%
$2,389/mo ↑ 51%
Owner Costs
$1,587/mo ↓ 34%
210,238
Population
149,519

Tax Comparison

0%
Income Tax
2.5%
6.25%
State Sales Tax
5.6%
1.6%
Property Tax
0.62%

Affordability

15.6%
rent-to-income
Affordability
24.6%
rent-to-income

Detailed Comparison

When comparing Frisco, TX and Surprise, AZ, the overall cost of living indices are 162 and 126 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $52,787/year higher in Frisco. Home values also differ significantly — the median in Frisco is $595,400 compared to $396,000 in Surprise.

Texas has no state income tax, giving Frisco residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Frisco vs Surprise — common questions

Is Frisco or Surprise cheaper to live in?
Based on our cost index, Surprise is cheaper to live in with an index of 126 compared to 162 (US average = 100).
What is the rent difference between Frisco and Surprise?
Median rent in Frisco is $1,902/month and in Surprise it's $1,917/month — a difference of $15/month.
Which city has higher income, Frisco or Surprise?
Median household income is $146,158 in Frisco and $93,371 in Surprise. Median household income is $52,787/year higher in Frisco.
How do taxes compare between Texas and Arizona?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Frisco or Surprise?
It depends on your priorities. Frisco has a cost index of 162 with median rent of $1,902/mo, while Surprise has a cost index of 126 with rent of $1,917/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Frisco details → View Surprise details →

More Comparisons

Other cost of living comparisons for Frisco and Surprise

Frisco vs. Moreno Valley Frisco vs. Rochester Frisco vs. Fontana Frisco vs. Fayetteville Frisco vs. Des Moines Frisco vs. Yonkers Surprise vs. Joliet Surprise vs. Naperville Surprise vs. Jackson Surprise vs. Pasadena Surprise vs. Escondido Surprise vs. Mesquite