Cost of Living: Gainesville, FL vs Carrollton, TX (2026)

Gainesville

Florida
81
VS

Carrollton

Texas
116

Gainesville is 30% cheaper than Carrollton.

$1,214/mo ↓ 27%
Median Rent
$1,674/mo ↑ 38%
$45,611/yr ↓ 54%
Median Income
$99,115/yr ↑ 117%
$235,000 ↓ 34%
Home Value
$353,600 ↑ 50%
$1,167/mo ↓ 31%
Owner Costs
$1,689/mo ↑ 45%
143,611
Population
132,741

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

31.9%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Gainesville, FL and Carrollton, TX, the overall cost of living indices are 81 and 116 respectively (national median = 100). Rent is $460/month cheaper in Gainesville, saving renters about $5,520/year.

Median household income is $53,504/year higher in Carrollton. Home values also differ significantly — the median in Gainesville is $235,000 compared to $353,600 in Carrollton.

Frequently Asked Questions

Gainesville vs Carrollton — common questions

Is Gainesville or Carrollton cheaper to live in?
Based on our cost index, Gainesville is cheaper to live in with an index of 81 compared to 116 (US average = 100).
What is the rent difference between Gainesville and Carrollton?
Median rent in Gainesville is $1,214/month and in Carrollton it's $1,674/month — a difference of $460/month.
Which city has higher income, Gainesville or Carrollton?
Median household income is $45,611 in Gainesville and $99,115 in Carrollton. Median household income is $53,504/year higher in Carrollton.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Gainesville or Carrollton?
It depends on your priorities. Gainesville has a cost index of 81 with median rent of $1,214/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gainesville details → View Carrollton details →

More Comparisons

Other cost of living comparisons for Gainesville and Carrollton

Gainesville vs. Olathe Gainesville vs. Torrance Gainesville vs. McAllen Gainesville vs. Thornton Gainesville vs. Syracuse Gainesville vs. Visalia Carrollton vs. New Haven Carrollton vs. Santa Clara Carrollton vs. Sterling Heights Carrollton vs. Fargo Carrollton vs. Coral Springs Carrollton vs. Norman