Cost of Living: Gainesville, FL vs Round Rock, TX (2026)

Gainesville

Florida
81
VS

Round Rock

Texas
122

Gainesville is 34% cheaper than Round Rock.

$1,214/mo ↓ 29%
Median Rent
$1,713/mo ↑ 41%
$45,611/yr ↓ 53%
Median Income
$97,187/yr ↑ 113%
$235,000 ↓ 39%
Home Value
$383,700 ↑ 63%
$1,167/mo ↓ 34%
Owner Costs
$1,781/mo ↑ 53%
143,611
Population
124,288

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

31.9%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Gainesville, FL and Round Rock, TX, the overall cost of living indices are 81 and 122 respectively (national median = 100). Rent is $499/month cheaper in Gainesville, saving renters about $5,988/year.

Median household income is $51,576/year higher in Round Rock. Home values also differ significantly — the median in Gainesville is $235,000 compared to $383,700 in Round Rock.

Frequently Asked Questions

Gainesville vs Round Rock — common questions

Is Gainesville or Round Rock cheaper to live in?
Based on our cost index, Gainesville is cheaper to live in with an index of 81 compared to 122 (US average = 100).
What is the rent difference between Gainesville and Round Rock?
Median rent in Gainesville is $1,214/month and in Round Rock it's $1,713/month — a difference of $499/month.
Which city has higher income, Gainesville or Round Rock?
Median household income is $45,611 in Gainesville and $97,187 in Round Rock. Median household income is $51,576/year higher in Round Rock.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Gainesville or Round Rock?
It depends on your priorities. Gainesville has a cost index of 81 with median rent of $1,214/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gainesville details → View Round Rock details →

More Comparisons

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