Cost of Living: Gainesville, FL vs Tyler, TX (2026)

Gainesville

Florida
81
VS

Tyler

Texas
79

Gainesville and Tyler have a similar cost of living.

$1,214/mo ↑ 1%
Median Rent
$1,199/mo ↓ 1%
$45,611/yr ↓ 30%
Median Income
$65,527/yr ↑ 44%
$235,000 ↑ 9%
Home Value
$216,400 ↓ 8%
$1,167/mo ≈ Same
Owner Costs
$1,170/mo ≈ Same
143,611
Population
107,718

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

31.9%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Gainesville, FL and Tyler, TX, the overall cost of living indices are 81 and 79 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $19,916/year higher in Tyler. Home values also differ significantly — the median in Gainesville is $235,000 compared to $216,400 in Tyler.

Frequently Asked Questions

Gainesville vs Tyler — common questions

Is Gainesville or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 81 (US average = 100).
What is the rent difference between Gainesville and Tyler?
Median rent in Gainesville is $1,214/month and in Tyler it's $1,199/month — a difference of $15/month.
Which city has higher income, Gainesville or Tyler?
Median household income is $45,611 in Gainesville and $65,527 in Tyler. Median household income is $19,916/year higher in Tyler.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Gainesville or Tyler?
It depends on your priorities. Gainesville has a cost index of 81 with median rent of $1,214/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gainesville details → View Tyler details →

More Comparisons

Other cost of living comparisons for Gainesville and Tyler

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