Cost of Living: Garland, TX vs Amarillo, TX (2026)

Garland

Texas
96
VS

Amarillo

Texas
69

Garland is 39% more expensive than Amarillo.

$1,525/mo ↑ 45%
Median Rent
$1,049/mo ↓ 31%
$74,717/yr ↑ 20%
Median Income
$62,469/yr ↓ 16%
$248,900 ↑ 33%
Home Value
$186,800 ↓ 25%
$1,445/mo ↑ 35%
Owner Costs
$1,074/mo ↓ 26%
245,298
Population
200,945

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

24.5%
rent-to-income
Affordability
20.2%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Amarillo, TX, the overall cost of living indices are 96 and 69 respectively (national median = 100). Rent is $476/month cheaper in Amarillo, saving renters about $5,712/year.

Median household income is $12,248/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $186,800 in Amarillo.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Garland vs Amarillo — common questions

Is Garland or Amarillo cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 96 (US average = 100).
What is the rent difference between Garland and Amarillo?
Median rent in Garland is $1,525/month and in Amarillo it's $1,049/month — a difference of $476/month.
Which city has higher income, Garland or Amarillo?
Median household income is $74,717 in Garland and $62,469 in Amarillo. Median household income is $12,248/year higher in Garland.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Garland or Amarillo?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Amarillo has a cost index of 69 with rent of $1,049/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Amarillo details →

More Comparisons

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