Cost of Living: Garland, TX vs Cape Coral, FL (2026)

Garland

Texas
96
VS

Cape Coral

Florida
114

Garland is 16% cheaper than Cape Coral.

$1,525/mo ↓ 13%
Median Rent
$1,751/mo ↑ 15%
$74,717/yr ↓ 2%
Median Income
$76,062/yr ↑ 2%
$248,900 ↓ 27%
Home Value
$339,200 ↑ 36%
$1,445/mo ↓ 5%
Owner Costs
$1,523/mo ↑ 5%
245,298
Population
206,387

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

24.5%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Cape Coral, FL, the overall cost of living indices are 96 and 114 respectively (national median = 100). Rent is $226/month cheaper in Garland, saving renters about $2,712/year.

Median household income is $1,345/year higher in Cape Coral. Home values also differ significantly — the median in Garland is $248,900 compared to $339,200 in Cape Coral.

Frequently Asked Questions

Garland vs Cape Coral — common questions

Is Garland or Cape Coral cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 114 (US average = 100).
What is the rent difference between Garland and Cape Coral?
Median rent in Garland is $1,525/month and in Cape Coral it's $1,751/month — a difference of $226/month.
Which city has higher income, Garland or Cape Coral?
Median household income is $74,717 in Garland and $76,062 in Cape Coral. Median household income is $1,345/year higher in Cape Coral.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Garland or Cape Coral?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Cape Coral details →

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