Cost of Living: Garland, TX vs Concord, CA (2026)

Garland

Texas
96
VS

Concord

California
187

Garland is 49% cheaper than Concord.

$1,525/mo ↓ 31%
Median Rent
$2,226/mo ↑ 46%
$74,717/yr ↓ 32%
Median Income
$109,195/yr ↑ 46%
$248,900 ↓ 67%
Home Value
$755,900 ↑ 204%
$1,445/mo ↓ 37%
Owner Costs
$2,284/mo ↑ 58%
245,298
Population
124,260

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

24.5%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Concord, CA, the overall cost of living indices are 96 and 187 respectively (national median = 100). Rent is $701/month cheaper in Garland, saving renters about $8,412/year.

Median household income is $34,478/year higher in Concord. Home values also differ significantly — the median in Garland is $248,900 compared to $755,900 in Concord.

Texas has no state income tax, giving Garland residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Garland vs Concord — common questions

Is Garland or Concord cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 187 (US average = 100).
What is the rent difference between Garland and Concord?
Median rent in Garland is $1,525/month and in Concord it's $2,226/month — a difference of $701/month.
Which city has higher income, Garland or Concord?
Median household income is $74,717 in Garland and $109,195 in Concord. Median household income is $34,478/year higher in Concord.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Garland or Concord?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Concord details →

More Comparisons

Other cost of living comparisons for Garland and Concord

Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington Concord vs. Round Rock Concord vs. Arvada Concord vs. Vallejo Concord vs. Clovis Concord vs. Meridian Concord vs. College Station