Cost of Living: Garland, TX vs Elizabeth, NJ (2026)

Garland

Texas
96
VS

Elizabeth

New Jersey
112

Garland is 14% cheaper than Elizabeth.

$1,525/mo ↑ 4%
Median Rent
$1,463/mo ↓ 4%
$74,717/yr ↑ 17%
Median Income
$63,874/yr ↓ 15%
$248,900 ↓ 37%
Home Value
$393,500 ↑ 58%
$1,445/mo ↓ 6%
Owner Costs
$1,543/mo ↑ 7%
245,298
Population
135,887

Tax Comparison

0%
Income Tax
10.75%
6.25%
State Sales Tax
6.625%
1.6%
Property Tax
2.23%

Affordability

24.5%
rent-to-income
Affordability
27.5%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Elizabeth, NJ, the overall cost of living indices are 96 and 112 respectively (national median = 100). Rent is $62/month cheaper in Elizabeth, saving renters about $744/year.

Median household income is $10,843/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $393,500 in Elizabeth.

Texas has no state income tax, giving Garland residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Garland vs Elizabeth — common questions

Is Garland or Elizabeth cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 112 (US average = 100).
What is the rent difference between Garland and Elizabeth?
Median rent in Garland is $1,525/month and in Elizabeth it's $1,463/month — a difference of $62/month.
Which city has higher income, Garland or Elizabeth?
Median household income is $74,717 in Garland and $63,874 in Elizabeth. Median household income is $10,843/year higher in Garland.
How do taxes compare between Texas and New Jersey?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax.
Should I move to Garland or Elizabeth?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Elizabeth has a cost index of 112 with rent of $1,463/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Elizabeth details →

More Comparisons

Other cost of living comparisons for Garland and Elizabeth

Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington Elizabeth vs. Victorville Elizabeth vs. Stamford Elizabeth vs. Miramar Elizabeth vs. Kent Elizabeth vs. Pasadena Elizabeth vs. Midland